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Paylaterr

Privacy Policy

What information this website collects today, what it doesn't, and what will change before you submit a request.

Last updated Draft: pending review by qualified legal counsel

On this page

Summary

  • The Paylaterr website has no forms, accounts, or loan requests, and doesn't ask you for personal or financial information.
  • The website's own code doesn't set cookies, use browser storage, or load analytics, advertising, or other third-party scripts.
  • Like any website, the service that hosts it receives technical information such as your IP address when your browser requests a page.
  • If you email us, we receive your email address and whatever you write.
  • Before you submit a loan request, this policy explains what information is collected, who it's shared with, and your choices, so you can review it before submitting anything.

This policy describes the website as it works on the date at the top of this page. It applies to paylaterrapp.com.

Information the Website Collects Today

Information you give us

The website has no contact form, sign-up, or application. If you email us at [email protected], we receive your email address, your name if you include it, and the content of your message. We use it only to reply, to fix problems you report, and to keep a record of correction requests. Please don't send account numbers or other sensitive details (see our contact page).

Technical information from your browser

When your browser loads a page, it sends standard technical information to the server that delivers the page, such as your IP address, browser type, device type, the page requested, the referring page, and the date and time. Hosting and security services commonly record this in server logs to deliver the site, keep it secure, and fix errors.

What the website itself doesn't do

As of the date at the top of this page, the website's own code:

  • Doesn't set cookies or use local storage or session storage
  • Doesn't use analytics, advertising pixels, session recording, or social media tracking scripts
  • Loads its fonts, images, and code from paylaterrapp.com, not from third-party services
  • Keeps the amount you choose in the loan amount tool in your browser's memory only; it isn't saved or sent anywhere

How We Use Information

We use the limited information described above to:

  • Deliver the website and keep it secure and working
  • Reply to your messages and act on correction, accessibility, and privacy requests
  • Comply with legal obligations

We don't sell information collected through the website, and we don't use it for advertising.

When We Share Information

We may share the limited information described above with service providers that host the website or handle our email, only so they can provide those services; when required by law or legal process; or to protect the rights, safety, and security of Paylaterr, our users, or others.

Our guides link to government agencies, nonprofits, and companies. When you follow a link, the other website's privacy policy applies, not this one.

Analytics in the Future

We may add website analytics, such as Google Analytics and Google Search Console, to understand which pages are useful. Before we do, we'll update this policy to say which tools we use, what they collect, whether they use cookies, and how to opt out. We won't send personal financial information, such as loan amounts tied to you, to analytics tools.

When Loan Requests Open

Loan requests will involve personal and financial information, such as your name, contact details, income, and the information a lender needs to review a request. That information isn't collected today. Before any of it is collected, we'll publish an updated privacy policy that explains:

  • What information is collected and why
  • Which lending partners or service providers receive it, and when
  • How it's protected and how long it's kept
  • Any consent you're asked for, including for calls, texts, or emails
  • Your choices and rights under applicable federal and state law

You'll be able to read that policy before you submit anything.

Your Choices and Requests

You can email us to ask what information we have about you or to ask us to delete an email you sent. We'll respond as required by applicable law.

Children's Privacy

This website is intended for adults. It isn't directed to children under 13, and we don't knowingly collect personal information from them. If you believe a child has sent us personal information, email us and we'll delete it.

Security

The website is designed to be served over an encrypted connection (HTTPS). No website or email system is completely secure, which is one reason we ask you not to email sensitive information.

Changes to This Policy

This policy is updated when the website changes how it handles information. The date at the top shows when it last changed.

Contact

Questions about this policy: [email protected].